In Indonesia Driver License seems to be one important factor when someone will claim insurance. Sometimes people ignore this so that insurance claims are rejected. If the driver's license period is dead the same as the driver does not have a driver's license. So that an insurance claim will be rejected if the SIM expires.
Meanwhile, vehicle insurance itself is divided into two types and based on usage.
Vehicles that can be insured by type of passenger car, truck and pickup vehicles, as well as bus and microbus vehicles.
When compared to use, insurance is subdivided into private or commercial vehicles. The personal vehicle or service in question is personal use.
While commercial vehicles are vehicles that are rented or to carry passengers or goods. For example, such as car rental, taxi online, as well as transport shuttle school children.